The answer is No, it is just what we have earned in our previous life. To enjoy anything in this world like Beauty, Intelligence, Wealth, Property, Vehicles, Luxury, etc we need a credit from our past life & nothing of this sort comes by chance for anyone and everyone.
Astrology can help a person to know:
The planetary positions at the time of birth in the Horoscope/Jataka indicate Astrologer about all the above mentioned points and its consequences. It completely depends upon the expertise of an Astrologer to guide the person with respect to his problem and how it can be solved in a better way.
Whether he is entitled to get a property or not
In the "Brihat Parashara Hora Shastra" (BPHS is a foundational scripture for Astrology), Maharishi Parashara connotes to 4th House (bhava) & the Planet Mars in the horoscope regarding judgment of any kind of property related matters. As per the great sage Parashara, certain combination of planets in the Horoscope signifies whether the person is entitled to get a property or not.
Few interesting & relevant dictums from BPHS are as follows:
If he is entitled then when will he get it:
If he gets it then how will he get it (will it be easy/difficult/ struggling, etc):
The strength of the planets & nature of the planets connected to 4th House, 4th Lord & Mars will signify the struggle involved
If he gets it then what kind of property (luxurious/old/problematic, etc)
If 4th House & 4th Lord is in connection with
Whether the property is clean or under litigation
If 4th House, 4th Lord & the planet Mars is in connection with
Whether he will buy it by cash or Bank loan, will he get loan sanction immediately or struggle?
Since buying a property is an expensive affair, it is mandatory to check whether the person has got “Dhana Yoga” or a combination for Wealth, if yes then the deal happens smoothly without much effort. If not then need arises to check if 4th House & 4th Lord has any connection with
Is investing on property a right choice or any risks involved?
With this broad understanding of different aspects of astrological combinations, connections in the Horoscope, an Astrologer can easily understand what is destined to the person and accordingly advice what needs to be done as per the Time, Place & Circumstances.